Job loss, divorce, a death in the family — despite the reason your debt has grown to uncontrollable proportions, the law office of Spencer L. Daniels can help you find a solution. Our Peoria law firm has been helping Central Illinois residents find debt relief through Chapter 7 bankruptcy for more than two decades.

Helping You Regain Control Of Your Overwhelming Debt

We recognize how intimidating credit card bills, mortgages, medical expenses and other debt can be when you have no way to pay. Peoria Chapter 7 bankruptcy attorney Spencer L. Daniels is prepared to help you understand how filing bankruptcy may be your best option to eliminate your debt and get a fresh start.
When you file Chapter 7 bankruptcy, your dischargeable debt will be eliminated. Dischargeable debt includes credit card bills, medical expenses, unsecured loans and many other financial obligations.
You may be wondering, “Will I lose my home if I file bankruptcy?” Commonly, individuals who file Chapter 7 bankruptcy are able to keep their property, according to Illinois statutory allowances. Child support, alimony, court fines, criminal restitution and other money owed to the government is typically considered nondischargeable debt.
One of the best advantages of filing a Chapter 7 bankruptcy is the immediate relief you get from the automatic stay that goes into effect after you file that will:
  • Stop creditor harassment
  • Stop home foreclosures
  • Stop repossessions
  • Stop wage garnishments
  • Stop liens
  • Stop creditor lawsuits
A Chapter 7 bankruptcy usually takes between 60 and 90 days to complete. When you consult lawyer Spencer L. Daniels, he will help you learn if you are eligible to file Chapter 7 bankruptcy, as well as work with you on reaffirmation agreements and answer any questions. Learn more about Chapter 13 bankruptcy.
Bankruptcy Made Simple | Contact Spencer L. Daniels Today
We invite you to contact the law office of Spencer L. Daniels today at 309-673-1400 to schedule a free consultation with our Peoria credit card debt relief attorney about your financial situation. Our office hours are Monday through Friday from 9 a.m. to 5 p.m. Allow us to provide the peace of mind that you need and deserve.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.